Terms

Terms of Use

Last updated: October 2026

These terms cover your use of the Atlas Money app. By using Atlas you agree to them. If you don't agree, please don't use the app.

What Atlas is

Atlas Money is a personal finance planner. It helps you see what is safe to spend, plan paychecks, and track bills, debt and goals. Your data is stored on your device. If you turn on iCloud sync, it also syncs through your own private iCloud.

Not financial advice

Atlas gives estimates based on the numbers you enter. It is not financial, tax, legal or investment advice, and it does not replace a professional. Check important figures against your bank and your bills. You are responsible for decisions you make.

Your data and your responsibility

Atlas is only as accurate as what you log. Keep your device secure and back up your data. Use of Face ID or a PIN lock is optional and your choice.

Atlas Premium (optional subscription)

Atlas is free to download and use. Atlas Premium is an optional auto-renewing subscription, offered monthly or yearly, that unlocks extra tools. The price and length are shown on the purchase screen before you buy.
A free trial started before it was removed continues until it ends. If you don't cancel before then, you will be charged for the plan you chose.
Bank sync (linking up to two banks through Plaid) is part of the paid subscription. Free early-user Premium does not include it. Banks are disconnected if your subscription ends.
Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period.
You can manage or cancel anytime in your device's Settings → your name → Subscriptions. Deleting the app does not cancel a subscription.
Apple handles all payments and refunds. For a refund, use Apple's "Report a Problem" page.
Your subscription belongs to your Apple ID. Use Restore Purchases in the app to use it on another device.
People who were already using Atlas before Premium launched keep Premium at no cost.
Prices and features can change. A price change for an existing plan follows Apple's rules and your consent where required.

Acceptable use

Don't misuse Atlas: no reverse engineering beyond what the law allows, no attempts to break the app's security, and no use that breaks the law.

Ownership

The Atlas app, its design and its code belong to its publisher. You own the data you enter. You get a personal, non-transferable license to use the app on your Apple devices under Apple's usage rules.

No warranty and limits of liability

Atlas is provided "as is," without promises that it will be error-free or always available. To the extent the law allows, Atlas Money is not liable for losses that come from using the app, including money decisions, missed bills, or lost data. Nothing in these terms limits rights you have under the law that can't be waived.

Changes

We may update these terms. The date at the top shows the latest version. Continuing to use Atlas after a change means you accept it.

Contact

Questions: atlasfinancialllc@outlook.com